Planning Life includes Planning for Death

We don’t like to think about death. That can be especially true when it comes to thinking about and planning for our own death.

As we approach our final days, our caregivers and survivors will have a difficult time. We should do what we can to make it easier for them to understand our wishes and close out our personal business.

One easy way to do that involves the creation of a written list of our directives and personal records. Include these with names and contact info in our written record:

Directives for the final days of our care. Hospice? Medical power of attorney?

Post death. Organ donor? Cremation or burial? Public or private services preference?

Our full and legal name.  Exact date and place of birth.

Insurance policy information on health, life, auto, and residence.

Location of legal, current will and the name of our attorney.

Bank names and account numbers. Investments with a financial advisor.

Outstanding loans and debts for mortgage, home equity, auto, and credit cards.

Tax accountant and records of recent filings.

All doctors and dentists.

To ease disposition of our residence, list maintenance records on major improvements and repairs. HVAC and major kitchen appliance purchase dates and warranties. Location of these records with names and phone numbers of the service providers.

Those of us who have had to deal with the death of a loved one who did not leave written records can attest to the weeks (even months) of time spent in finding this information. Too often, this post-death exercise is never successfully completed because no records exist.

At what point in life should we begin to collect and record information that will be vital to our survivors? How about today, as we never know when tomorrow may be too late. Give a copy of this information to those who will need it and watch them smile as they give you a hug for being so caring.

 

 

 

 

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About authorbillramsey

During his forty year professional career, Bill Ramsey wrote magazine articles and business newsletters. Now retired in the mountains of western North Carolina, he writes a blog and has published four books. His 2015 collection of concise, real life essays is titled "What DO You Think?" "Me Now - Who Next? (The Inspiring Story of a Traumatic Brain Injury Recovery)" and "Now That I Think About It" are his other books and are available from Amazon.com and on all e-readers. See www.authorbillramsey.com .
This entry was posted in billramseyblog.wordpress.com, Dos, Family, Health, Life and death, Memories, Personal Finances and tagged . Bookmark the permalink.

5 Responses to Planning Life includes Planning for Death

  1. allenrizzi says:

    Good post Bill! I have taken all of the steps you mentioned plus a very important one for all of us writers: I have a list of all published and copyrighted material along with royalty sources, payees, etc. along with a written assignment of those intellectual properties. It will make things a little easier for everyone when my wit is no longer here to guide them.

    Liked by 2 people

  2. Good post, Bill, as usual.

    Like

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